In addition to the basic repairs every home needs now and then, seniors’ homes also often need renovations to make them safer for senior living. There are many ways for seniors to get help modifying their homes if they know where to look. Check out these seven great options that can provide seniors with the funds, materials, and workforce needed to fix up their homes.
1. Long-Term Care Insurance
This insurance product helps families pay for all the costs of long-term care. Seniors who have this type of insurance may be able to get home modifications covered by their insurance companies. Look at your aging loved one’s policy carefully to see if home renovations are covered.
Seniors who need long-term care can continue to live at home with support from family and professional caregivers. Aging in place can present a few unique challenges for older adults. Some only require part-time assistance with exercise or meal preparation, while others are living with serious illnesses and benefit more significantly from receiving live-in care. Dallas, TX, Home Care Assistance are leaders in the elderly in-home care industry for good reason. We tailor our care plans based on each senior’s individual needs, our caregivers continue to receive updated training in senior care as new developments arise, and we also offer comprehensive care for seniors with Alzheimer’s, dementia, and Parkinson’s.
2. Government Grants
The USDA has the capability to give grants to low-income senior homeowners. These grants are specifically for seniors who need to address unsafe living conditions, and they can be quite helpful. To get this type of grant, seniors usually need to go through an application process.
3. Medicare and Medicaid
These government assistance programs normally don’t pay to modify the home, but they can provide money to help with certain materials like grab bars, bath transfer benches, ramps, and toilet safety frames. Seniors usually need a doctor to prescribe this type of equipment if they want to get Medicare assistance.
An in-home caregiver can offer you peace of mind by providing an added level of safety for your loved one. Many older adults are choosing to age in place, and some need a helping hand to continue living at home safely and comfortably. Luckily, there is professional elderly home care Dallas seniors can trust and rely on.
4. National Aging Assistance
Thanks to the Older Americans Act of 1965, there are many federal programs that focus on making sure seniors have the funds they need. Seniors who meet certain qualifications for age, income, and health can access money to repair or modify a home. To get help navigating and applying for all the levels of these programs, talk to your local Area Agency on Aging.
5. Contractor Discounts
Some contractors offer repairs at discounted prices for seniors because they want to get tax breaks or boost their reputations in the community. These deals usually aren’t advertised, so your loved one may need to call and check. Some contractors offer a sliding scale based on income, so some seniors may qualify for this type of discount.
6. Energy Update Programs
As part of a push for cleaner energy and energy efficiency, there are many programs that provide assistance with making homes more weatherproof and installing more efficient heating and cooling systems. Upgrades from programs like the Weatherization Assistance Program and the Low Income Home Energy Assistance Program can drastically cut monthly utility bills for seniors.
7. Charitable Organizations
There are a few different nonprofit organizations that specifically aim to help seniors repair their homes. Rebuilding Together is the most popular one, since it’s nationwide, but there might also be smaller local charities in your loved one’s community. A social worker, pastor, or senior support group may have more tips for charities to check out.
Home repair is just one activity that becomes more difficult for seniors to manage in the golden years. Aging adults who require assistance with the tasks of daily living can benefit from reliable at-home care. Dallas, TX, families trust Home Care Assistance to provide the high-quality care their elderly loved ones need and deserve. Our caregivers are trained to help seniors prevent and manage serious illnesses and encourage them to make healthier decisions as they age. Call one of our friendly Care Managers today at (214) 363-3400 to learn more about our customized care plans.